Competitive Rates and Terms!

Credit unions often offer competitive rates and terms on loans, savings, and other financial products. They operate as not-for-profit organizations, which means they can often provide more favorable rates compared to traditional banks.

Personalized Service

Credit unions prioritize personalized service and member satisfaction. Unlike large banks, credit unions are community-focused and strive to understand their members' unique financial needs and goals.

Potential Savings

By banking with a credit union, you may save money on fees, interest rates, and other financial charges. Credit unions typically have lower fees and may offer higher interest rates on savings accounts, helping you grow your money faster.

Member Ownership

Credit union members are also owners, which means decisions are made with the best interests of the members in mind rather than shareholders' profits. This cooperative structure often leads to a more member-centric approach to banking.

Credit Union FAQ

Are There Membership Requirements?

Yes, each credit union has its own membership requirements, which may include living or working in a specific geographic area, belonging to a certain organization or industry, or having a familial relationship with an existing member.

What If I Am Not a Member?

That's not a problem, we will work with you to find the perfect credit union for you.

Can I Access My Money Easily?

Most credit unions offer convenient access to your funds through online banking, mobile banking apps, ATMs, and shared branches. Many credit unions also participate in nationwide ATM networks, allowing you to access your money surcharge-free across the country.

Is It Worth Joining a Credit Union?

Joining a credit union can be beneficial if you value personalized service, competitive rates, and a community-focused approach to banking. Additionally, by becoming a member, you have a voice in the credit union's decision-making process.

When Shouldn’t You Use a Credit Union For My Mortgage?

If you require specialized mortgage product or need to apply for amounts outside of the maximum lending limit within a CU.

How Competitive are Credit Union Rates, Are There Any Hidden Fees?

Credit Unions offer some of the most competitive rates on the markets currentl and as you are dealing with a credit union there are no hidden fees or charges.

When Should I Contact a Credit Union?

Ideally you should reach out to a Credit Union any time from six months to the day you think you’re ready to apply for mortgage approval. But feel free to contact a Credit Union when ever you feel you're ready or want to talk to a person.